We figured you may have some questions, so we took the liberty of answering some of the most common for you (just as a little example of how proactive we are!)
Yes you are. Accusations are far more likely to occur than personal malpractice suits. In fact, we can’t find evidence of ANY CLAIMS PAID OUT as a result of a personal Malpractice lawsuit against a Nurse, last year, but there were 7598 Desk Investigations at BRN.
Complaints lead to an internal investigation and formal BRN action. These will likely lead to temporary or permanent job loss or worse -- license suspension or revocation. Investigations are potentially crippling reality that all nurses face.
In short: because license investigations are the great TABOO of the nursing community and no one talks about it.
This isn’t something you’re going to be chatting about around the water cooler, now is it? There is an embarrassing stigma associated with an accusation; even though the vast majority of the nurses under investigation are excellent nurses who made one not-so-excellent choice. We do talk about it- and you can read about it, by going to the Blog and the Forum.
Ah, the fine print. Your malpractice Insurance will REIMBURSE YOU ON A CASE BY CASE BASIS.
Malpractice Insurance (MPI) providers do not offer proactive legal counsel to keep you out of trouble. Once a complaint is made and the accusation is filed, the Board of Registered Nursing comes after you. This is when you need an attorney. With MPI, you still have to track down an attorney, retain them, pay for them, win your case, and negotiate your probation and then you submit all of those tens of thousands in bills to the MPI and they decide if they will reimburse you. On a case by case basis, whatever that means. They also cap reimbursement for licensing issues at $10,000.00. Take a look at the chart below to see how far that will get you using a normal attorney rate of $275.00 per hour. Also, plan on the BRN tacking on another 10 grand or so in fees for themselves. (more about the BRN Shakedown here)
It is in your employer’s interest NOT TO COVER YOU FOR LICENSING ISSUES: It’s one of the best disciplinary weapons in their arsenal.
Your facility or any co-worker or supervisor can report you to the Board of Registered Nursing (BRN) anonymously, which is an extremely effective way of getting rid of you if they don’t want to go through the hassle of terminating you or disciplining you themselves. It happens ALL THE TIME. Good nurses are thrown under the bus by their supervisors and usually become so mired by the stress of the BRN investigation; they just quit… which is exactly the result the facility is hoping for. (find the other investigation triggers here)
Nurses make this erroneous assumption frequently. You are an intelligent group of people, as are attorneys, but I guess you wouldn’t recommend we diagnose ourselves if we were ill, right? (read the horror stories here)
A BRN investigation is the REAL LEGAL DEAL.
We solemnly swear not to diagnose ourselves without seeing our health professional if you will promise NOT TO REPRESENT YOURSELF WITH THE BRN. Ok?
It is as simple and hassle free as possible:
You sign up in 2 clicks and $11.95 is automatically deducted from your card each month. There is no application process, so there is no way you will be denied membership. You are covered for everything that happens that could impact your license from that second forward, as long as you are a member. You never pay anything more than the membership fee and you get unlimited access to us.
RN Guardian attorneys will:
RN Guardian will:
Just click the contract and you can view it as a document or print it out and go over it with a fine toothed comb….
Please Note: The statements and information provided on this website are for informational purposes only. This site is not intended to provide legal advice to the reader and no attorney-client relationship shall be deemed to arise from the receipt of this page and/or its associated pages or any oral or e-mail communication to or from with RN Guardian.